Dining credit for Lagos

Eat out.
Pay 10% less.

Add funds to Plov, scan the code on your table, and pay from your credit. Every bill is 5 to 10% off at partner restaurants you already love.

₦1 in is ₦1 of credit. No fees, no expiry.
The Plov app showing a credit balance and the choose-how-to-pay screen

Three steps.
Nothing to approve at the table.

Plov holds your money as credit. Every bill you pay with it is cheaper than paying cash, and the server never has to approve a thing.

01

Add funds

Bank transfer or card. ₦1 in is ₦1 of credit, and it never expires.

02

Scan the bill, choose how to pay

Your bill loads from the restaurant's POS. Pay from credit in a tap, send a Plov transfer to a one-time Nomba account, or tap your Plov card on the terminal.

03

Pay 5 to 10% less

A ₦50,000 bill costs you ₦45,000 of credit, whichever way you pay. The discount grows the more you dine.

Three ways to pay
Plov creditOne tap in the app. Instant.
Plov transferCredit to a one-time Nomba account.
Plov cardTap it on any partner's terminal.

Send someone dinner.

Gift credit to any phone number with a note. Unclaimed after 14 days, it comes back to you.

A gift of ₦15,000 dining credit with a note, ready to claim

Dine more. Pay less.

Start at 5% off. Reach 8%, then 10% off every bill by dining more each quarter. Restaurants add boosts on quiet nights.

Rewards screen: 8% off every bill, with progress to 10%

For restaurants

Capital today.
Diners every night.

Plov pre-buys your dining credit, so you get cash up front and a house account that fills with regulars. Every bill settles at full value through the POS you already run, and we install table codes, a "Pay with Plov" door sticker and menu inserts in your first week. Your staff never approve anything; the one thing they ever type is a six-digit pay code for a diner with no data.

Talk to us
T+1Paid the next business day once your house account is used up
0%Platform fee on bills. Only processor cost, nothing else
1 dayTo go live with table codes, no new hardware

Launching in Lagos

Plov: Eat out, pay less.

Free on iPhone and Android. Sign in with your phone number, add funds, and pay 5 to 10% less at partner restaurants.